Aon offers a suite of insurance cover for NZFFWS members including personal and life cover.
Personal Insurance
All NZFFWS members have access to Stylecover - a suite of insurance products arranged by Aon including Home, Contents, Motor Vehicle, Motorcycle, Boat, Landlords Protection, Leisure Travel, Injury & Illness and Domestic Transit. Aon offers exclusive members benefits including:
Free phone| 0800 50 51 52 to discuss your personal insurance needs with one of the Stylecover team. Makes sure you mention you are a NZFFWS member.
- FENZ payroll direct payment
- Excess wavier while on Duty or Calls
- Free $1000 personal belongings at station
Free phone| 0800 50 51 52 to discuss your personal insurance needs with one of the Stylecover team. Makes sure you mention you are a NZFFWS member.
Life Insurance
Our two greatest assets in life are our health and our ability to earn an income.
While many take appropriate steps to insure their homes, cars and other important assets, far fewer consider the potentially devastating consequences of an unexpected death, injury, life threatening illness or permanent disability.
Through Aon insurance brokers, NZFFWS members have access to four Life insurance benefits not otherwise offered to professional or volunteer fire fighters in New Zealand.
Life
Provides a lump sum on the death of the insured. This will also be paid early should the insured have a terminal illness and a life expectancy of no more than 12 months.
Trauma
Provides a lump sum on diagnosis of certain defined major or ‘critical’ medical conditions such as heart attack, stroke, cancer, paraplegia, major organ transplant, etc. The insured does not need to be deemed unable to work to receive this cover.
Total & Permanent Disablement
Provides a lump sum if the insured suffers an injury or illness which totally and permanently incapacitates them, preventing them from working again.
Income Protection
If you are unable to work in your job for more than 10 hours per week due to a sickness or accident, Income Protection can provide a monthly income of up to 75% of your gross income, plus other benefits to assist.
While many take appropriate steps to insure their homes, cars and other important assets, far fewer consider the potentially devastating consequences of an unexpected death, injury, life threatening illness or permanent disability.
Through Aon insurance brokers, NZFFWS members have access to four Life insurance benefits not otherwise offered to professional or volunteer fire fighters in New Zealand.
Life
Provides a lump sum on the death of the insured. This will also be paid early should the insured have a terminal illness and a life expectancy of no more than 12 months.
Trauma
Provides a lump sum on diagnosis of certain defined major or ‘critical’ medical conditions such as heart attack, stroke, cancer, paraplegia, major organ transplant, etc. The insured does not need to be deemed unable to work to receive this cover.
Total & Permanent Disablement
Provides a lump sum if the insured suffers an injury or illness which totally and permanently incapacitates them, preventing them from working again.
Income Protection
If you are unable to work in your job for more than 10 hours per week due to a sickness or accident, Income Protection can provide a monthly income of up to 75% of your gross income, plus other benefits to assist.
How do I get a quote?
Contact | Nigel Webb
nigel.webb@aon.com
027 536 1494
04 819 4003
Or, fill in the form below and Aon will get back in touch with you.
nigel.webb@aon.com
027 536 1494
04 819 4003
Or, fill in the form below and Aon will get back in touch with you.
As a Fire Fighter why do I need insurance?
Firefighters are no different from any other Kiwi who has a need for insurance – if anything, due to the nature of the work you do, your need is probably greater.
Anyone who has debt may want to consider having insurance to protect themselves and their families from the financial strain a major health issue can create.
Unless you have significant cash reserves and can fund your own lifestyle without the need to draw an income, you should consider Income Protection.
Anyone who has debt may want to consider having insurance to protect themselves and their families from the financial strain a major health issue can create.
Unless you have significant cash reserves and can fund your own lifestyle without the need to draw an income, you should consider Income Protection.
What can these lump sum benefits be used for?
- Reducing or paying off debt.
- Providing financial support for family and supplementing lost income.
- Paying for a spouse or family member to take time of work to assist with caring for you or your children.
- Paying for additional costs such as homecare, child care, house modifications.
- Paying for alternative treatments that aren’t covered by health insurance.
- Taking time off work to rest and recover in the event of Trauma. Many people recovering from a serious illness want to work reduced hours even if they’re still physically able to work.
- Funeral and final expenses in the event of death.
Do I need all the insurance offered or just one?
There is no right or wrong answer. Aon client advisers analyse every individual’s personal situation to provide the best solutions and recommendation.
IS tHIS NOT JUST PART OF hEALTHCARE 99?
Healthcare 99 is a mutual fund, owned by those who contribute to the fund, to pay for medical based expenses. The board of the welfare society are the decision-makers for this fund. So Those who ride in the trucks with you are making the call on what is best.
Aon NZ is an insurance broker, all insurances are underwritten by a financial backer with credit rating. In this case, Asteron who have a AAA financial rating. The insurances industry is overseen by a governing body and legislation.
Aon NZ is an insurance broker, all insurances are underwritten by a financial backer with credit rating. In this case, Asteron who have a AAA financial rating. The insurances industry is overseen by a governing body and legislation.
Why is this offer such a big deal?
Historically Firefighters as an occupation has had a high risk of death and injury. As such Business-minded insurance companies have been reluctant to take any risk in this category.
Through the long-trusted relationship with NZFFWS Aon has been able to ascertain the data required to show this risk is no longer at the levels previously believed and using their experience as brokers bring to life something that has been historically uninsured.
Through the long-trusted relationship with NZFFWS Aon has been able to ascertain the data required to show this risk is no longer at the levels previously believed and using their experience as brokers bring to life something that has been historically uninsured.
Firefighters Helping Firefighters and their Families, awhi atu awhi mai ō rātou whānau